International Students Insurance
Your school requires it, your study permit interview may ask for it, and the day you land is the day it should start. Plans priced for a student budget.
What is covered
Plans built for students who are not yet eligible for provincial health coverage — or who need coverage during the waiting period.
- · Doctor visits, walk-in and campus clinics
- · Hospital care and emergency treatment
- · Prescription drugs and diagnostics
- · Dental emergencies and vision options
- · Mental health and paramedical benefits on select plans
Built for study permits
Documentation that satisfies schools and immigration, issued quickly and in the right format.
- · Confirmation letter for your institution
- · Coverage starting on your arrival date
- · Monthly or full-term payment
- · Extensions when your program is extended
- · Add-on coverage for an accompanying spouse or child
Health insurance for international students in Canada
Most provinces do not extend public health coverage to international students immediately, and several do not cover them at all. Your college or university will almost always require proof of medical insurance before or shortly after enrolment, and some study permit applications benefit from showing it.
A good student plan covers doctor visits at walk-in and campus clinics, hospital and emergency treatment, prescription drugs, and diagnostics such as X-rays and lab work. Better plans add dental emergencies, vision, and — increasingly important — mental health and counselling benefits.
Coverage should begin on the day you land, not the day classes start. Students arriving a week or two early to settle in are often uninsured during exactly the period they are most likely to need care. We set the effective date to your arrival date and provide the confirmation letter your institution asks for.
If your program is extended, or a spouse or child is joining you in Canada, plans can be extended and dependants added without starting over.
- · Plans accepted by Ontario, Alberta and BC institutions
- · Coverage from your arrival date
- · Confirmation letters for your school
- · Monthly or full-term payment
- · Prescription and diagnostic coverage
- · Mental health and counselling benefits
- · Dental and vision add-ons
- · Spouse and child coverage
Frequently asked questions
Do I need insurance if my province covers students?+
Coverage varies by province and by permit length, and there is often a waiting period of up to three months. A private plan covers that gap, and some schools require their own plan regardless.
When does coverage start?+
We set it to your arrival date in Canada, so you are covered from the moment you land rather than from the first day of term.
Can I pay monthly?+
Yes. Monthly billing is available on most student plans, which suits a student budget better than a single annual premium.
What if my program is extended?+
The policy can be extended to match. Tell us as soon as you know, since extending an active policy is simpler than buying a new one.
Can my spouse or children be covered?+
Yes. Dependants accompanying you to Canada can be added to most student plans.