Home / Life insurance calculator
How much life insurance do you need?
Six numbers, no email required, nothing saved. This is the same method I use in a first meeting — a starting point for a real conversation, not a quote.
Your situation
Estimated coverage needed
An estimate only, and deliberately conservative. Your real number depends on your family’s spending, government benefits, your partner’s income and your plans — which is exactly what a first conversation is for.
Review this with AidaHow this is calculated
Mortgage paid off
Other debts cleared
Income replacement — 70% for years
Education — × $60,000
Final expenses
Total need
Less savings and existing coverage−